payLo Lowered to $40 mo. 4 Unlimited Voice/Messages

payLo by Virgin Mobile is geared for heavy texters and talkers who don't use much data.

The Service includes unlimited voice minutes and unlimited messages((text, picture, email and/or IM)  but only 50MB of data service that expires in one month.  The plan is only available with certain feature phones including the Samsung M575 phone.

The Samsung M 575 has 3G data, a slide out QWERTY keyboard, 2.4" screen, 2MP camera, Bluetooth and microSD card slot.

Other payLo phones include the Kyocera S2300($49.99), Kyocera S210 ($19.99) and LG101($14.99).

Payments for service can be with cash, credit, debit or PayPal.

You're charged sales tax on Top-Ups, purchases of equipment and accessories, and shipping & handling charges where required by law. The amount of tax is based on the billing address of the debit/credit card or PayPal account you use.

You're charged sales tax on Top-Ups, purchases of equipment and accessories, and shipping & handling charges where required by law. The amount of tax is based on the billing address of the debit/credit card or PayPal account you use.

If you run out of megabytes in your data allotment for the $40 Unlimited Talk & Text Plan or the $30 Talk & Text Plan before the end of your plan month, you can still surf the web with an overage rate of $1.50 per MB which is deducted from your cash balance. It's $40 to restart the month for the $40 Unlimited Talk & Text Plan or $30 to restart the month for the $30 Talk & Text Plan at any time.